The advantages of a personal loan from the Edelwert Group
A personal loan is a type of loan considered "unsecured." This means that the borrowed amount is not earmarked for the purchase of a specific good (car, motorcycle, property, etc.) or a specific service (renovation, travel, etc.). Unlike secured loans, a personal loan is therefore not triggered by presenting an invoice, but merely serves to cover a household's short-term liquidity needs.
Amount and term of a personal loan
Personal loans are subject to consumer protection laws, which stipulate minimum and maximum loan amounts as well as repayment terms. For example, you can borrow between €1,000 and €50,000 from the Sterling Group. The repayment period is 6 to 84 months. .
The first monthly payment is usually due 30 days after the loan is disbursed. The exact payment date is specified in the contract. The lending institution may grant you a payment deferral of two to three months under certain circumstances, but this is not guaranteed.
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